Coverages

The Average Policy Covers the Following Types of Losses:

  • Fire & Lightning
  • Windstorm and Hail
  • Explosion
  • Riot or Civil Commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism
  • Theft
  • Breakage of Glass
  • Falling Objects
  • Weight of Snow, Ice or Sleet
  • Collapse
  • Accidental Discharge or Overflow of Water or Steam
  • Sudden and Accidental Damage of a Steam Hot Water Heating System, Air Conditioning System, or Appliance for Heating Water
  • Freezing of Plumbing, Heating, or Air Conditioning System
  • Sudden or Accidental Damage from Artificially Generated Electrical Current
  • All Risk of Direct Physical Loss that is Not Specifically Excluded in the Policy
Coverages

Additional Causes & Items Covered:

  • Roof Leaking
  • Permanent Carpet Stains
  • Flooring Damage
  • Cracked Marble
  • Tenant Vandalism
  • Accidental Sprinkler Discharge
  • Inventory Damage
  • Ceiling Tile Stains

FOR A FREE ON-SITE POLICY REVIEW AND DAMAGE CONSULTATION

FREE CONSULTATION

OR CALL

(215) 462-5540

24 hours a day, 7 days a week

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